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Opening a US business bank account as a non-resident is possible—but most guides lie or oversimplify it. This breakdown shows what actually works, what doesn’t, and how to choose the right option. The Reality First (No Sugarcoating) Most traditional US banks do NOT open accounts for non-residents remotely Compliance is strict (KYC, AML, risk checks) Your business structure matters more than the bank itself If your structure is weak, no bank will save you. What You Actually Need Before Applying US LLC (Wyoming or Delaware) EIN (Tax ID) Valid business purpose Clean, consistent information Without these, expect rejection. Best US Business Banking Options for Non-Residents 1. Mercury (Top Choice for Startups) Fully online application No monthly fees Startup-friendly Strong integrations (Stripe, etc.) Downside: Strict approval process. 2. Relay Good for small businesses Multi-user a...

Getting paid in USD from Nigeria is possible—but most people do it wrong. This guide shows what actually works, what to avoid, and how to set it up properly. Why Receiving USD in Nigeria Is Difficult Local banks have restrictions on international transfers Many global platforms don’t fully support Nigeria Compliance and risk checks are stricter for African users So the problem is not that it’s impossible—it’s that most setups are incomplete or incorrect. The Truth: There Is No “One App” Solution If you’re looking for one app that solves everything, you’ll keep getting stuck. What works is a proper structure. Business structure (LLC or equivalent) Payment platform Banking layer When these 3 are aligned, USD payments become easy. 3 Reliable Ways to Receive USD Payments 1. Use International Payment Platforms Freelance platforms (Upwork, Fiverr) Payment services with global support Limit: Often restricted feat...

Stripe Atlas sounds like the perfect solution—but for many Africans, it’s not always the best or most practical option. This guide breaks down what actually works. What is Stripe Atlas? Stripe Atlas is a platform that helps entrepreneurs form a US company, get an EIN, open a bank account, and access Stripe payments—all in one setup. It is designed mainly for startups that want to operate globally and access US financial infrastructure. Why Africans Consider Stripe Atlas Access to Stripe (not available in many African countries) US company formation (Delaware C-Corp or LLC) Global credibility for business Access to US banking partners The Reality: Stripe Atlas Is Not for Everyone 1. It’s Expensive Upfront Stripe Atlas costs around $500 plus ongoing fees. 2. It’s Built for Startups, Not Small Operators Atlas is optimized for venture-backed startups—not small online businesses or early-stage founders. 3. Compliance Is Strict Stripe o...

You don’t need to travel. You don’t need to guess. This is the exact process Nigerians are using to set up US LLCs and operate globally. Can Nigerians Open a US LLC? Yes. Nigerians can legally open a US LLC without traveling to the United States. There is no citizenship requirement. What matters is proper documentation, structure, and compliance. Why Nigerians Are Opening US LLCs Access to international payment platforms Ability to receive USD payments Global business credibility Separation of personal and business finances Access to US-based tools and services Step-by-Step Process 1. Choose a State Common options: Wyoming – low cost, privacy-friendly, no state income tax Delaware – strong reputation, ideal for startups New Mexico – affordable and simple 2. Get a Registered Agent You must have a US-based registered agent to receive official documents. 3. Choose Your LLC Name Your business name must be...

Opening a US business bank account as a Nigerian founder sounds simple—but most applications get rejected. This guide explains why, and how to fix it. Can Nigerians Open US Bank Accounts? Yes—but with conditions. US banks are not designed for non-residents or high-risk jurisdictions. Instead of asking “Can I open an account?”, ask: “Do I meet what US banks actually require?” The 7 Main Reasons Nigerians Get Rejected 1. No Proper US Business Structure Applying with only a Nigerian business leads to rejection Register a US LLC (Wyoming or Delaware preferred) Ensure your business has a clear purpose 2. Weak or Non-Existent Business Profile No website = high risk Unclear services = rejection Fix: Build a simple, clear website 3. No Clear Source of Funds Banks need clarity on revenue Avoid vague terms like “online business” Explain your business model properly 4. High-Risk Industry Signals T...

How Nigerians Are Getting JP Morgan Chase Corporate Accounts Without Leaving Nigeria How Nigerians Are Quietly Getting JP Morgan Chase Corporate Accounts (Without Leaving Nigeria) For years, Nigerian businesses have been excluded from the global banking system — not because they lack customers, revenue, or legitimacy, but because traditional U.S. banks simply do not onboard Nigerian companies. That barrier has finally cracked. And the opening is WorldFirst . The Part Most Nigerian Entrepreneurs Don’t Know Right now, Nigerian companies operating from Nigeria can be issued real U.S. corporate bank accounts backed by JP Morgan Chase — without relocating, without U.S. directors, and without opening a U.S. company. This is not a virtual wallet. This is not a fintech imitation. This is regulated corporate banking infrastructure powered by one of the most trusted financial institutions in the world. Most people still don’t know this exists. ...

Why Most Nigerian Businesses Are Blocked From Global Money (And How to Fix It) Most Nigerian entrepreneurs don’t struggle because they lack customers, skills, or ambition. They struggle because money can’t legally reach them . This is the part nobody explains properly — and it’s why many hardworking businesses hit an invisible wall when they try to scale beyond Nigeria. Let’s break it down clearly. The Real Reason Global Money Avoids Many Nigerian Businesses Foreign companies, banks, investors, and platforms don’t send money based on: hustle passion Instagram followers how hard Nigeria is They send money based on risk . Nigeria is already classified as a high-risk jurisdiction in many global compliance systems. That means foreign finance teams are extra careful when dealing with Nigerian entities. So before price, before talent, before...

What you should use are:  110001 ,  23401  or  00176 .  Any of these codes should work. So when anyone ask for Nigeria zip code list, what you should give is a list of all Nigeria postal codes for different states. In essence Nigeria postal zipcode, Nigeria zip code and postal code mean the same thing.  See Full Nigeria Postal Code For All 36 States Here:  https://blog.areagig.com/2020/11/full-nigeria-postal-code-list-for-all.html

Here is the list of Nigeria postal code for all its states and FCT:  Abia – 440001  Adamawa – 640001  Akwa Ibom – 520001  Anambra – 420001  Bauchi – 740001  Bayelsa – 561001  Benue – 970001  Borno – 600001  Cross River – 540001  Delta – 320001  Ebonyi – 840001  Edo – 300001  Ekiti – 360001  Enugu - 400001  Gombe – 760001  Imo – 460001  Jigawa – 720001  Kaduna – 700001  Kano – 800001  Katsina – 820001  Kebbi – 860001  Kogi – 260001  Kwara – 240001  Lagos (mainland/island) – 100001/101001  Nasarawa – 962001  Niger – 920001  Ogun – 110001  Ondo – 340001  Osun – 230001  Oyo – 200001  Plateau – 930001  Rivers – 500001  Sokoto – 840001  Taraba – 660001  Yobe – 320001  Zamfara – 860001  Federal Capital Territory (FCT) is 900001 See Also Full Nigeria Zip Codes:  https://blog.areagig.com/2020/11/full-...

In this article I will walk you through 3 simple steps on how to setup and activate a money making piggyvest account to constantly make you a minimum of  ₦ 2,000 daily which equals to  ₦ 14,000 weekly. Chances are, you’ve already heard of Piggyvest. But what is Piggyvest Really? PiggyVest is an ultra modern platform established with the aim of integrating savings and investments. Since its introduction in 2016 as PiggyBank, PiggyVest has transformed and is growing into a large financial management platform with products planned for the next few years to enable you manage your finances better. PiggyVest has more saving and investment products designed to help you manage and grow your finances, providing quality services to help achieve financial freedom by merging flexibility, simplicity, discipline, and convenience, thereby taking away financial stress. NOTE: WITHOUT COMPLETING THESE 3 STEPS, YOUR PIGGYVEST ACCOUNT WILL NOT BE ACTIVATED FOR EARNING. ...

This Internet marketing masterclass is a must for every entrepreneur that aim at succeeding online. When entrepreneurs take their first tentative steps into the world of digital marketing, it can be a pretty scary place. When you’re starting at the ground floor, judging your work against the digital gurus on social media platforms is a recipe for disappointment. Instead, focus on an immediate goal, like reaching 1,000 online sales. Even if you’ve never tackled the treacherous depths of digital advertising before, the direction from a course like this Internet Marketing Masterclass  will help make that daunting task a lot more manageable. Right now, you can get the training at literally FREE for the first 30 Days , instead of $29.99. With over 15,000 video courses that covers every skills and businesses plus certificate of completion from Microsoft, this package is a step-by-step guide for forming all the building blocks of a sound and successful busine...

Chances are, you’ve already heard of LinkedIn. You probably have a profile already too. But what is LinkedIn Learning Really? LinkedIn Learning is an American massive open online course website offering video courses taught by industry experts in software, creative, and business skills. The company’s subscription model allows users to access its library anytime and anywhere on your computer, tablet or Smartphone. The subject matter covers the gamut, but some of them include programming, design, marketing, writing, management, business intelligence and much, much more. Whatever your occupation is, chances are, there’s something you could get out of LinkedIn Learning. Check them out by clicking on the image below for a FREE 30 Days Trial. With LinkedIn Learning you get training on trending skills in your field of choice and comprehensive practice tests to sharpen your skills. Using LinkedIn courses will help improve your resume by showcasing the skills yo...

It is not that difficult to become an internet entrepreneur, but it’s difficult to succeed as one. These days, the internet is a major part of both small and big businesses. With extensive traffic on the web, from social media advertising to new methods of merchandising online, a new generation of business people is growing up: the internet entrepreneur is someone who is looking at the vast power of the internet to start or grow a business. Whether it's a physical merchandising business or a play on innovative modern services, someone who wants to become a successful internet entrepreneur will often pay attention to some startup basics involving blending this new technology with classic good business sense. The phrase Classical Business Sense is very key in becoming successful both online and offline. Nine (9) out of Ten (10) startup businesses fail while 8 out of 10 entrepreneurs go out of business within the first 18 months. So it’s easy to become an entrepre...